Larry Catt, D.V.M.
Larry G. Martin, D.V.M.

24 Hour Emergency
El Cajon (619) 590-1991
Ramona (760) 789-6845

About Us - Payment Policy

Payment is expected when services are rendered. In order to focus on our patients’ needs, customer service and minimizing costs, we do not bill.

We accept cash, checks, debit cards, and credit cards – MasterCard, Visa, and American Express. If you would like to keep your card on file with our office, please either complete the credit card authorization form or call our office and give your pertinent information to our staff.

Rest assured that this confidential information will be secure and encrypted on our password protected software.

When unexpected illness strikes your horse, unexpected expense strikes as well. LAVA understands this and is able to make some special arrangements through the CareCredit program. It takes just a few minutes to complete an application and will allow you to pay your invoice in monthly installments. You can either apply at our office, where we’ll call in your application for immediate approval or you can apply online at:

CareCredit Highlights:

  • Both no interest plans and extended payment plans are available
  • Approval is determined in a few minutes
  • No Annual Fee



For Insured Horses

Payment is also expected when services are rendered. LAVA will quickly complete claim forms to expedite your reimbursement from your insurance agency.

If you are interested in insurance for your horse, here are a few sites to visit for more information:

Markel Insurance Company
Equine Insurance
Agri-Risk Services, Inc.
Great American Insurance
The EMO Agency, Inc.
Northwest Insurance